The Fair Housing Act and the Equal Credit Opportunity Act prohibit banks from discriminating based on race, gender, national origin, and other protected categories. Are these laws enough to mitigate the multigenerational impacts of discrimination experienced by these communities? To address this question, this project examined whether unequal access to credit persists in communities on or adjacent to Indian reservations, communities with high levels of racial diversity, and communities where women are a greater percentage of the population than men.
Gordon, Theodor P and Orr, Braden (2022). Food Insecurity, Racial Diversity, and Reservation Land: Relationships with the Credit Security Index. Occasional Paper Series, Initiative for Native Nation Revitalization, Paper 1, Winter 2022.